| SI.No | Particulars |
Service charges |
| 01 | Collection of cheques/demand drafts/pay orders i) Local Clearing ii) Outstation |
Nil Nil |
| 02 | Cheques Return Charges i) Returning of unpaid cheques (Inward Cheques) ii) Unrealized cheques (Tendering cheques) |
Rs.500/- Return charges Rs.50/-per instrument In case of outstation cheques other banker's charges+postage II charges+return charges of Rs.75/- |
| 03 | Discount of Drafts/pay order i) Local Salary cheques |
Rs.10/-per 1000/-for 3 days I Rs.12/-per 1000/-for above 3 days Rs.10/-per account |
| 04 | Commission for Issue of pay orders | Pay orders for every Rs.100 (a) 0.25ps to Public (b) 0.l0ps to Members (c) 0.20ps to Non-Members(A/c holders who maintains minimum balance Rs.1000 in SB & Rs.2000 in CA (Subject to minimum of Rs.25+GST) |
| 05 | Issue of duplicate demand drafts or pay order Cancellation of pay order/DD |
(a) Per instrument upto Rs.50,000/-Rs.22+GST (b) Above Rs.5.0,00D/-upto Rs.1,00,000/-Rs.100/-+GST (c) Above Rs.1,00,000}-Rs.150/-+GST (For loss of pay orders-Indemnity Bond(upto Rs.5000/- Rs.20/-Stamp Paper, above Rs.5000/-Rs.100/-Stamp Paper) to be taken) 50% of original charges. |
| 06 | Issue of Cheques Books Current A/c and SB A/c | (a)First cheque book is free of cost both in SB and Current 1 account
(b) Rs.2/-per cheque leaf for all the subsequent cheque both in 1 SB/CA account C)Personalized cheques: Rs.3/-per cheque leaf for all the subsequent cheque both in SB/CA account |
| 07 | Issue of Pass sheets (i) Current/OD/CC Accounts (ii) SB Account |
Rs.5/-per sheet |
| 08 | A/c Closing charges (i) SB Account (ii) Current Account |
Rs.150/- Rs.300/- |
| 09 | Safe Deposit Lockers (only to members)
Small Medium Big Extra Big Jumbo Big |
Hire charges Rs.750/-P.A Rs.1250/-P.A Rs.3000/-P.A Rs.3500/-P.A Rs.5000/-P.A Minimum 2 years Rent payable in Advance |
| 10 | Loan Application fee (a) Property Loan (b) All other loans except loan Against Deposits and gold |
Rs.200/ Rs.150/- |
| 11 | Loan processing charges (i) Loans against gold Ornaments (ii) All other kinds of loans (Secured and unsecured,except deposit loans) |
0.60% Processing charges Upto Rs.10,000 Rs.100/ Rs.10,001 to 15,000 Rs.150/ Rs.15,001 to 25,000 Rs.200/ Rs.25,001 to 50,000 Rs.400/ Rs.50,001 to 1,00,000 Rs.1000/ Above 1 Lakh 0.50% (subject to minimum of Rs.1000/-& Maximum of Rs.50,000/-+ Rs.500/-DTD charges+ 500 stamp paper charges for surety agreement) |
| 12 | Take over of Loans(Except loans against Deposit,LIC NSC,Gold and Surety Loans) | Take over upto 2 years -5% of Take over outstanding amount Above 2 years -3% of Take over outstanding amount |
| 13 | Issue of Bank Guarantees | Rs.5/-per 1000/- P.A |
| 14 | OD Loan Commitment charges for non utilization of sanctioned limits |
0.05% commitment charges on unutilised portion(per month) |
| 15 | Non maintenance of minimum balance both is SB/CA | Rs.10/- per Month |
| 16 | Incidental charges for current account. | Rs.350/-P.A |
| 17 | Legal and Valuation Fees (Each case)
Upto 25 Lakhs Above 25 Lakhs to 75 Lakhs Above 75 Lakhs |
Valuation Legal EC Searching/Revenue Total 2000 1500 1800 5300 3500 3000 1800 8300 5000 3500 1800 10300 *GST applicable for Valuation Fees |
| 18 | Loan Recovery charges | Minimum of Rs.200/- to Maximum of Rs.300/- (Notice issued by Hand)
l.Postal Notice charges,ordinary(loans & surety)Rs.50/- 2.Postal Notice charges Reg.Post(loans &surety)Rs.100/- Gold loan l.Postal Notice charges,ordinary Rs.25.00 2.Postal Notice charges,Reg.Post Rs.50.00 |
| 19 | Attestation Charges | Rs.10/-per page |
| 20 | Stop Payment Charges | Rs.100/- |
| 21 | RTGS Charges for single entry |
Upto Rs.10000/- Rs.2.50 10001 to 100000 Rs.5.00 Rs.1,00,001 to 2,00,000 Rs.15.00 Rs.2,00,001 to 5,00,000 Rs.25.00 Rs.5,00,001 to Above Rs.50.00 |
| 22 | Treasury transaction for Excise licence renewal | Rs.300/-for single Transaction |
| 23 | Loss of Token | Rs.300/- |
| 24 | Cancellation of loan proposals after sanction | |
| 25 | Share Application | Rs.200/- |
| 26 | CIBIL Charges | Individual person Rs.300/- |
| 27 | Schedule of ATM Card Charges New Card Issue Annual charges Transaction (Financial & Non- Financial) at other Banks ATM in a Calender Month: I) 3 Transactions Free II)From 4th transaction:- Balance Enquiry Mini Statement Cash Withdrawal PIN Charge Replacement(Lost/Duplicate)Card Duplicate PIN Transaction Slip Retrieval |
Charges Rs.100.00+GST Rs.150.00+GST Rs.10.00 Rs.10.00 Rs.20.00 Rs.10.00 Rs.100.00 Rs.50.00 Rs.100.00 |